Salary Calculator — CTC to Take-Home Pay
Enter your CTC, effective tax rate, and deductions to see monthly take-home pay with a simple visual breakdown of each slice, free, private, and instant.
Free, no signup needed. Runs 100% in your browser.
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How to use this tool
- Enter your annual CTC and tax rate.
- Add PF and other deductions.
- See monthly take-home and copy the breakdown.
Frequently asked questions
Is this exact for my salary slip?
No. It is a quick estimate from the CTC, tax rate, and deductions you enter. Your payroll may add allowances, bonuses, or regime-specific rules.
What tax rate should I enter?
Use your effective rate: total annual tax divided by CTC, times 100. When unsure, try a slightly higher rate to stay conservative.
Does it apply the old or new tax regime?
Neither on its own. It uses the flat effective rate you enter, so the regime choice is already inside your number.
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