CPF Calculator Singapore — Contributions
Enter monthly SGD wages and your age band to split 2026 CPF into employee and employer shares under the S$8,000 ceiling. Free, private, instant online.
Free, no signup needed. Runs 100% in your browser.
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How to use this tool
- Enter your monthly wage in SGD.
- Pick your age band.
- See employee, employer, and take-home amounts.
Frequently asked questions
What are the 2026 CPF rates?
Simplified rates for wages above S$750: 37% (≤55), 34% (55-60), 25% (60-65), 16.5% (above 65), with an S$8,000 Ordinary Wage ceiling. See cpf.gov.sg for full tables.
Where do contributions go?
Across Ordinary, Special, and MediSave accounts by age-based allocation. This tool shows totals; check CPF Board tables for the exact OA/SA/MA split.
What happens above the S$8,000 ceiling?
Only the first S$8,000 of Ordinary Wage counts, so pay above that does not raise CPF contributions on the excess.
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